Healthcare reimagined for you
Seniors enjoy no provider fees, 24/7 doctor access free, Free annual checkups.
Telehealth with $0 fees, Free annual checkups, and up to $150/month in wellness rewards.
$0 virtual doctor visits, 1 free annual checkup, and up to $150/month in wellness rewards.
$378/month covers the whole family—plus rewards, discounts, and total flexibility.
$150/month in wellness rewards—get paid to stay healthy.
Access care when and where you need it with no fees.
Just show your card and get care anywhere.
Affordable pricing for families after 3 members.
Plans starting from $73/month for gig workers, families, and seniors.
As of March 1, 2024, Impact Health Sharing serves more than 13,000 lives—including individuals, families, and small businesses.
Learn MoreSince launching in 2020, Impact has facilitated the sharing of over $15 million in eligible medical bills for its members.
Learn More
Impact Health Sharing reports most members cut costs by 30–50% compared to traditional insurance.
Families may save up to $11,232/year—slashing premiums from $1,872 ➝ $936/month.
Savings come from lower contributions, reduced admin fees, and zero insurance overhead.
Impact Health Sharing reports most members cut costs by 30–50% compared to traditional insurance. Families may save up to $11,232/year—slashing premiums from $1,872 ➝ $936/month.
| Plan Type | Individual Monthly Premium | Family Monthly Premium |
|---|---|---|
| Bronze Plan | $417 | ~$1,077 |
| Silver Plan | $539 | ~$1,398 |
| Platinum Plan | $763 | ~$2,040 |
| Plan Type | month total | per person |
|---|---|---|
| Couple (2 Adults) | ~$1,077 | ~$539 |
| Family of 4 (2 Adults + 2 Children) | ~$1,398 | ~$350 |
| Family of 5 | ~$2,040 | ~$408 |
No upfront enrollment deposit, no startup fee, and no renewal fee—members simply begin by paying their chosen monthly share amount. Only the primary responsibility amount (PRA) applies when eligible medical bills are submitted
The savings are amazing (over $900 a month)!
Impact has been a blessing for our family.
It saved us over $2,400 a MONTH.
I was able to save over $6k a year.
I love that I can get credit towards my deductible every month... I can see any doctor anywhere—no network. TeleMed within five minutes—from the comfort of my bed.
Impact does the work for you… At the end of last year… THEY WERE GIVING BACK TO US by discounting all members' November AND December rates—saved us $476.
It works smoother than other health sharing. With 5 kids we were paying over $2,000 a month! We are now paying a little over $500 a month.
Impact WORKS! Works Better, Feels Better Than Insurance.” Examples include a family whose $493 bill was negotiated down to $188—a saving of $305. Another saved $14,664 annually.
We will save almost $2,300 a year and cut our annual responsibility amount from $5,500 to $2,500.
We paid ~$2,200 for our daughter’s ankle break; Impact negotiated it down to $800—saved $1,400!
Healthcare bills kept dropping—and one week the owed amount showed zero. It was just a blessing.
No enrollment deposit, no startup fee, and no renewal fee. Only the PRA applies when submitting bills.
Impact Health Sharing:
It's a community-based model where members contribute monthly to help each other with
medical expenses. There’s no insurance company involved.
Traditional Insurance:
Operates as a contract between you and an insurer that manages risk, premiums, and claims
with strict regulations.
Yes. : Health sharing programs like Impact are legal and recognized alternatives to traditional insurance. They are not insurance, but they are legitimate solutions especially for the self-employed, gig workers, or those seeking affordable care.
Impact Health Sharing::
Plans start as low as $73/month for individuals and $378/month for families. Members
typically
save 30–50% compared to ACA insurance plans.
Traditional Insurance:
Average monthly premiums for individuals can range from $417 to $763, and families may pay
$1,400–$2,000+ per month.
Impact Health Sharing:
No networks required. You can visit any licensed provider. Simply show your member ID
and pay a small provider fee.
Traditional Insurance:
:
Most plans require you to stay in-network or face higher costs.
.
Impact:
No utilization reviews. You and your doctor decide what care is needed.
Insurance:
:
Often requires pre-authorizations and insurance company approval for many treatments.
.
Impact Health Sharing:
Yes! Members get 1 free annual wellness visit per year plus $150 lab credit per member.
Traditional Insurance:
:
Yes, preventive services are generally included, especially in ACA-compliant plans.
.
Impact:
Some pre-existing conditions are not sharable for a period after joining. Exceptions exist
based on medical review
Insurance:
:
ACA plans must cover all pre-existing conditions
.
Impact:
Access to discounted prescription prices through a large pharmacy network. Up to
$1,200/year in sharable prescription costs per member (after PRA).
Insurance:
:
Prescription coverage varies by plan; typically included but may come with high copays.
.
Impact Health Sharing:
Yes. Enrollment is open year-round.
Traditional Insurance:
:
Generally limited to open enrollment periods, unless you qualify for a special enrollment
.
It’s ideal for:
● Gig workers
● Entrepreneurs
● Freelancers
● Healthy individuals or families seeking cost-effective healthcare alternatives
.